Start before the month does.
Your budget starts from the model effective for that month, including periodic expenses. Change it freely while it’s a draft.
For Luxembourg’s cross-border workers
Cross borders.
Find your balance.
Work in Luxembourg. Live in France, Belgium or Germany. Feel at home with your budget.
Built for life on both sides of the border: turn your salary into a monthly plan, prepare for annual bills, and make room for what matters.
Find your flowComing to iOS & Android · English, French & German
A month with a plan.A little more peace of mind.
App preview in English · example dataNo account to createNo bank connection neededYour plan, on your device
From payday to possibility
One month.
A clearer picture.
Start with a model that fits your life. Adjust the details for the month ahead, then put your plan into motion.
Know where the money goes.
Finalise your plan to see how much to allocate to each account, with pocket allocations tucked neatly inside.
Give tomorrow a place today.
Build towards a goal, prepare for annual bills, and record your progress in the pockets that hold them.
Everything in its place
Many accounts.
One simple plan.
Your salary arrives in one account. Life happens across several. See the amounts to distribute, then expand an account to find the pockets within it.
Keep a copy of your planHenthu helps you plan transfers. It doesn’t move money or connect to your bank.
For the expected. And the exciting.
A car someday.
Insurance next year.
A pocket for each.
Give a goal a target and a date. Link its monthly allocation to your model, then record contributions as you make them.
See your progress without losing sight of the rest of your month.
A Luxembourg salary.
A life across the border.
From your commute to your insurance and the next family goal, bring the costs of cross-border life into one monthly plan. Explore a Luxembourg gross-to-net salary estimate, including social contributions, with the built-in simulator.
An estimate for supported situations, not a payslip or personalised tax advice. Cross-border and household circumstances can change your final tax position.
Your finances.
Your space.
No sign-up. No connected bank credentials. No advertising or analytics SDKs in the app. Your financial records are stored on your device.
Manual exports and your phone’s system backups may store copies elsewhere. You choose where your exports go.
Read our privacy policyLess guesswork. More intention.
Your next month
could feel different.
Work in Luxembourg and live across the border?
Help shape an app made with your everyday life in mind.